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PRIVACY POLICY 

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*To be eligible for our Price Promise, you must have found a quotation that you believe offers the same or similar coverage for less than you paid or have been quoted through Kingsbridge Contractor Insurance. This offer cannot be used in conjunction with any other promotion, voucher offer or discount. Reduction in premium will be at the discretion of Kingsbridge and assessed on a case by case basis. Prices subject to minimum premiums. Price Promise offer is for new quotations or within 30 days of purchase. For full details and terms and conditions, please click here.

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Matchtech is an Introducer Appointed Representative for general insurance purposes only of Kingsbridge Risk Solutions. Kingsbridge Contractor Insurance is a trading name of Kingsbridge Risk Solutions Ltd. Authorised and regulated by the Financial Conduct Authority. Registered in England No. 4122238

What cover do I need to consider?

Professional Indemnity

This provides cover if you are accused
of professional negligence, errors or omissions and giving bad advice. It will also cover you for loss of documents, loss of data and a breach of confidentiality. 

Claim example: A laptop that contains key work for a client is stolen from your car. The loss of this work causes costly delays to your client’s project. Your policy will cover legal defence costs and damages awarded against you.

Public Liability

This provides cover if someone is injured,
or property is damaged as a result of your actions whilst supplying services. Whether you are on your own premises, in a client’s office or out on site. 

Claim example: You leave your bag in the hallway at your client’s office. Someone accidentally trips over it and injures themselves. Your policy will cover your legal defense and compensation paid to the third party.

Employers' Liability

This is compulsory for almost all UK businesses and often insisted upon by clients. It covers employees - i.e. a family member working in a clerical role, or a replacement you hire to fulfill a substitution clause in your contract. 

What is a substitution clause? If for any reason you are unable to complete a contract, a substitution clause allows you to hire a qualified replacement to complete the work.

Only provider I have found that understood the type of insurance 
that I need.

Very quick to set up and renew.

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What's included?

• Professional Indemnity cover for errors and omissions

• Public Liability cover for accidental damage or injury to third parties
• Personal accident benefit of up to £500 per week towards your costs while you are out of action, and up to £100,000 to your estate for death and disablement.
• Personal accident cover includes working at your home office and commuting as part of your job.
• Professional Indemnity cover for previous work, at no extra cost
• Price promise - we will beat any like for like quote*
• Employers' Liability cover included 
• Up to £100,000 in Directors' and Officers' Liability cover